Hello and thank you for visiting the refinance page of my website.  

My name is Alan Baker.  I will help you refinance your existing home loan and capture the lower interest rates that are currently available.  There is a form at the bottom of the page you can submit to me or you can call me at the number below.  If you don't want to complete the form, call me and we can discuss your options and determine if it makes sense to refinance or if you are able to refinance.  My phone number is 817-320-6969.

VA loan Refinance

If you currently have a VA loan on your home and your current interest rate is 6.5% or higher, you are a candidate to refinance your loan with a VA Interest Rate Reduction Loan (IRRL) and save on your monthly payments.  

VA IRRL loans do not require credit approval nor income, asset or employment verification.

You will need to verify that you have not been 30 days late on your mortgage payment during the past 12 months.

FHA Loan Refinance

If you currently have an FHA loan and your current interest rate is 6.5% or higher, you are a candidate to refinance your loan with an FHA Streamline Refinance loan and save on your monthly payments.

FHA Streamline loans do not require credit approval nor asset, employment or income verification.

FHA Streamline loans require no additional survey.

You will need to verify that you have not been 30 days late on your mortgage payment during the past 12 months.

You will need another appraisal unless your new refinance loan amount is less than 97% of your previous FHA loan.  Appraisals are usually around $350.00.

Conventional Loan Refinance

 If you currently have a conventional loan and your rate is 6.5 or more, call me and I will go over the conventional loan details.

Please complete the form below and I will contact you about refinancing.  If you don't want to complete form, call me and we can discuss your situation.  I am Alan Baker and my number is 817-320-6969.