FHA home loans are quickly becoming one of the most popular home loans in America due to their low down payment requirement and extremely competitive interest rates.
FHA loans require a credit mid-score of 620. If your score is less than 620, I will counsel you on what needs to be done to bring your score up to 620. If your score is close to 620, it may be possible to get the score within a few days. If your score is around 580 it could take up to 30-60 days. This is a no cost service to you to help you get your loan approval.
The Texas loan limit on FHA loans is currently $271,000.
To get you approved, I will need to take a five minute loan application over the phone. Approvals are done within hours.
Applications require:
- Social Security numbers for all borrowers
- Birthdates for all borrowers
- Addresses lived at for the past two years
- Income for all borrowers
- Assets for all borrowers
- Number of dependents and ages
- Employment information for all borrowers
Call me at 817-320-6969 and I will take your application or email me and let me know your daytime phone number and the best time to call you. Or you can start the process by completing a brief form by clicking Questionaire. I will contact you once you complete the application.
My phone number is 817-320-6969. My email address is baker76248@verizon.net.